Terms of service

Piply Merchant Terms of Service
Effective Date: July 22, 2026
Last Updated: July 22, 2026

1. Introduction
These Merchant Terms of Service ("Terms") govern the relationship between Piply LLC ("Piply," "we,"
"our," or "us") and any individual or business entity ("Merchant," "you," or "your") that purchases, accesses, or uses any products or services provided by Piply.
These Terms establish the legal agreement governing your use of Piply's products, software, payment
processing services, hardware, websites, managed services, and any other products or services offered by Piply.
By applying for services, accepting a quote, purchasing products, activating services, or otherwise using
any Piply product or service, you agree to be bound by these Terms and all documents incorporated herein by reference.
If you do not agree to these Terms, you may not access or use Piply's products or services.

2. Acceptance of Terms
You accept these Terms by:
● Submitting a merchant application.
● Accepting or signing a quote, proposal, pricing profile, or order form.
● Purchasing hardware, software, or professional services from Piply.
● Activating or using payment processing services.
● Accessing or using any software, website, portal, or service provided by Piply.
● Continuing to use Piply's products or services after receiving notice of material updates to these Terms where permitted by applicable law.
Electronic acceptance, including online acknowledgments, electronic signatures, click-through agreements, and other legally recognized methods of acceptance, shall have the same force and effect as a handwritten signature to the fullest extent permitted by applicable law.

3. Definitions
For purposes of these Terms:
"Merchant" means the individual, business entity, or other organization entering into this Agreement with Piply.
"Agreement" means these Merchant Terms of Service together with all documents incorporated by reference, applicable pricing documents, accepted quotes, order forms, and any written amendments executed by the parties.
"Services" means all products and services offered by Piply, including but not limited to payment processing, point-of-sale solutions, software, hardware, websites, managed services, consulting, professional services, integrations, support, and any related offerings.
"Hardware" means payment terminals, card readers, peripherals, accessories, networking equipment, point-of-sale devices, and other physical equipment sold or supplied by Piply.
"Software" means any software application, subscription, interface, integration, portal, or digital service provided by or through Piply.
"Third-Party Provider" means any independent company that provides products or services in connection with Piply's Services, including payment processors, payment networks, financial institutions, software providers, hardware manufacturers, hosting providers, cloud service providers, shipping carriers, communication providers, or other vendors.
"Business Day" means any day other than Saturday, Sunday, or a federal banking holiday observed within the United States.

4. Eligibility and Authority
To enter into this Agreement, you represent and warrant that:
● You are at least eighteen (18) years of age or otherwise possess the legal authority to enter into binding contracts.
● You possess all necessary authority to bind the Merchant to this Agreement.
● All information submitted to Piply is accurate, complete, and current.
● You will promptly notify Piply of any material changes to information previously provided.
● Your business is lawfully organized and authorized to conduct business where required.
● Your use of Piply's Services will comply with all applicable laws, regulations, payment network requirements, and contractual obligations.
Piply may request documentation reasonably necessary to verify identity, business ownership, legal authority, or compliance with applicable laws.

5. Incorporated Documents
The following documents are incorporated into and form part of this Agreement:
● Privacy Policy
● Pricing & Fee Schedule
● Return & Refund Policy
● Shipping & Delivery Policy
● Hardware Terms
● Support Policy
● Acceptable Use Policy
Additional documents may become part of this Agreement where applicable, including:
● Accepted Quotes
● Merchant Pricing Profiles
● Order Forms
● Statements of Work
● Product-Specific Terms
● Written Amendments executed by the parties
By accepting these Terms, the Merchant also agrees to comply with all incorporated documents applicable to the products or services being provided.

6. Order of Precedence
If a conflict exists between documents forming this Agreement, the following order of precedence shall apply unless expressly stated otherwise in writing:
1. Fully executed written amendments signed by both parties.
2. Accepted Quotes, Statements of Work, Merchant Pricing Profiles, or Order Forms applicable to the specific transaction.
3. These Merchant Terms of Service.
4. The incorporated policies referenced in Section 5.
To the extent reasonably possible, all documents shall be interpreted together to give effect to each
provision without conflict.

7. Description of Services
Piply provides business technology and payment solutions designed to support merchants in accepting payments and operating their businesses. Services may include, but are not limited to:
● Payment processing solutions.
● Point-of-sale hardware and software.
● Payment terminals and accessories.
● Business software and subscription services.
● Website design and development.
● Managed technology services.
● Social media management and digital marketing services.
● Professional consulting and implementation services.
● Technical support and customer assistance.
● Integrations with approved third-party products and services.
Services available to a Merchant may vary depending on the products purchased, the Merchant's approved processing capabilities, geographic availability, underwriting decisions, third-party provider requirements, or other operational considerations.
Piply may modify, improve, replace, discontinue, or introduce Services at its discretion, provided such changes do not materially impair an active Service purchased by the Merchant without reasonable notice where required by applicable law.

8. Merchant Application and Approval
Certain Services, including payment processing, financing-related products, or other regulated services,
may require review, underwriting, identity verification, or approval by Piply or one or more Third-Party Providers. Submission of an application does not guarantee approval.
Piply and its Third-Party Providers may request additional information or documentation at any time before or after activation of Services, including documentation reasonably necessary to verify identity, ownership, business operations, financial information, compliance, or ongoing eligibility. Approval decisions may be delayed, conditioned, limited, suspended, or denied for reasons including, but
not limited to:
● Regulatory requirements.
● Underwriting decisions.
● Fraud prevention.
● Risk management.
● Incomplete or inaccurate information.
● Failure to satisfy Third-Party Provider requirements.
● Violations of applicable law or this Agreement.
The Merchant agrees to cooperate with reasonable verification requests throughout the duration of this Agreement.

9. Account Information
The Merchant is responsible for maintaining complete, accurate, and current account information.
The Merchant shall promptly notify Piply of any material changes, including:
● Business ownership.
● Legal business name.
● Business address.
● Contact information.
● Banking information.
● Tax identification information.
● Authorized representatives.
● Business operations or products offered.
● Any other information that may affect the Services provided.
The Merchant remains responsible for any activity occurring under its account until Piply receives and reasonably processes notice of applicable changes. Piply may rely upon information reasonably believed to have been provided by an authorized representative of the Merchant.

10. Approved Business Activities
The Merchant agrees to use Piply's Services solely for lawful business purposes and only for products and services accurately disclosed during the application or onboarding process. The Merchant shall not materially change its business model, products, services, ownership structure, transaction profile, or processing activities in a manner that may affect underwriting, compliance, or risk without providing prior notice to Piply where reasonably required. Certain business activities, products, industries, or transaction types may be prohibited, restricted, or subject to additional approval by Piply or its Third-Party Providers. The Merchant remains responsible for complying with all applicable laws, payment network requirements, and the Acceptable Use Policy incorporated into this Agreement.

11. Merchant Responsibilities
Throughout the duration of this Agreement, the Merchant agrees to:
● Provide accurate and complete information.
● Maintain all licenses, registrations, and permits required to operate its business.
● Comply with all applicable federal, state, and local laws.
● Comply with applicable payment network rules and Third-Party Provider requirements.
● Maintain commercially reasonable safeguards to protect account credentials and business systems.
● Promptly report suspected fraud, unauthorized account activity, security incidents, or data breaches that may affect Piply's Services.
● Cooperate with reasonable compliance, verification, audit, and support requests.
● Use Piply's products and services in accordance with this Agreement and all incorporated policies.
The Merchant remains responsible for the actions of its owners, employees, contractors, agents, and any other individual authorized to access or use the Merchant's account or Services.

12. Payment Processing Services
Where applicable, Piply facilitates access to payment processing services through approved Third-Party Providers. Payment processing services are subject to underwriting, ongoing compliance requirements, payment network rules, financial institution requirements, and applicable laws. Approval for payment processing may be limited, suspended, modified, or revoked by Piply or the applicable Third-Party Provider where reasonably necessary to satisfy legal, regulatory, security, operational, or risk management requirements. The Merchant acknowledges that Piply does not guarantee approval, uninterrupted availability, processing volume, funding timelines, or continued eligibility for payment processing services. The Merchant agrees to process transactions only for legitimate goods and services provided through its disclosed business activities.

13. Transaction Authorization
The Merchant is solely responsible for ensuring that each transaction submitted for processing is properly authorized and complies with applicable law, payment network rules, and this Agreement.
The Merchant shall not knowingly:
● Submit fraudulent or unauthorized transactions.
● Process transactions on behalf of another business without prior written approval.
● Split transactions to avoid authorization limits or fees.
● Submit duplicate transactions.
● Misrepresent the nature of goods or services being sold.
● Circumvent payment network rules or Third-Party Provider requirements.
The Merchant remains responsible for all transactions submitted through its account, including those initiated by authorized employees or representatives.

14. Settlement and Funding
Settlement and funding of approved transactions are performed by the applicable Third-Party Provider or financial institution.
Funding times may vary based on:
● Underwriting requirements.
● Banking schedules.
● Payment network processing.
● Risk reviews.
● Regulatory requirements.
● Weekends and banking holidays.
● Other operational factors beyond Piply's reasonable control.
Piply does not guarantee any specific funding schedule unless expressly agreed to in writing. Funding may be delayed, adjusted, withheld, or reversed where required by applicable law, payment network rules, Third-Party Provider requirements, or risk management procedures.

15. Hardware
Merchants may purchase hardware directly from Piply through accepted quotes, invoices, sales representatives, or Piply's website. All hardware purchases are subject to the Hardware Terms and, where applicable, the Return & Refund Policy and Shipping & Delivery Policy incorporated into this Agreement. Ownership of purchased hardware transfers to the Merchant upon completion of the applicable sale, subject to any applicable manufacturer restrictions or warranty terms. Availability, pricing, specifications, and compatibility of hardware may change without prior notice.

16. Software and Subscription Services
Certain Piply Services are provided on a subscription or recurring billing basis.
Subscription services may include software licenses, hosted platforms, equipment software, premium features, integrations, support plans, or other recurring services.
Subscription pricing, billing frequency, included features, and applicable fees are governed by the Merchant's accepted pricing documents and the Pricing & Fee Schedule. Piply may release updates, enhancements, maintenance, security improvements, or feature modifications from time to time. The Merchant acknowledges that software functionality may evolve as products are improved.

17. Support Services
Support services are provided in accordance with Piply's Support Policy.
Support availability may vary depending on the Merchant's subscribed services, the nature of the issue, Third-Party Provider involvement, and operational priorities.
While Piply will make commercially reasonable efforts to assist Merchants, Piply does not guarantee uninterrupted support availability, specific response times, or resolution within any particular timeframe unless separately agreed in writing.

18. Third-Party Providers
Certain Services rely upon products or services provided by independent Third-Party Providers. These providers may include payment processors, sponsoring banks, payment networks, software vendors, hardware manufacturers, cloud hosting providers, communication providers, shipping carriers, and other service providers.
The Merchant acknowledges that Third-Party Providers maintain their own policies, operating requirements, technical standards, and legal obligations. Piply is not responsible for the independent actions, products, services, delays, outages, pricing changes, or decisions of Third-Party Providers. Where applicable, the Merchant agrees to comply with reasonable Third-Party Provider requirements necessary for the continued delivery of Services.

19. Security
The Merchant is responsible for maintaining the confidentiality and security of its account credentials, devices, systems, and authorized users. The Merchant shall implement commercially reasonable administrative, physical, and technical safeguards appropriate for its business.
The Merchant shall promptly notify Piply upon becoming aware of:
● Unauthorized access.
● Compromised credentials.
● Suspected fraud.
● Security incidents.
● Data breaches affecting Piply Services.
The Merchant shall cooperate with reasonable investigations relating to security incidents affecting the Services.

20. PCI Compliance
Where payment processing Services are provided, the Merchant remains responsible for complying with all applicable Payment Card Industry Data Security Standard ("PCI DSS") requirements and other payment network security obligations applicable to its business.
Piply may provide tools, guidance, or resources intended to assist with compliance; however, the Merchant remains solely responsible for maintaining its own compliance obligations. Failure to maintain required compliance may result in additional fees, restrictions, suspension of Services, or other actions required by applicable Third-Party Providers or payment networks.

21. Fees and Payment Obligations
The Merchant agrees to pay all applicable fees associated with the products and Services provided by Piply.
Applicable fees may include, but are not limited to:
● Payment processing fees.
● Monthly subscription fees.
● Software licensing fees.
● Equipment or hardware purchases.
● Professional services.
● Shipping charges.
● Applicable Third-Party pass-through fees.
● Other charges disclosed in the Merchant's accepted pricing documents or the Pricing & Fee
Schedule.
Unless otherwise agreed in writing, all fees are due in accordance with the applicable invoice, subscription, or billing schedule. The Merchant authorizes Piply to collect amounts owed through approved payment methods maintained on the Merchant's account, where applicable. Failure to pay amounts owed may result in suspension or termination of Services.

22. Taxes
Unless expressly stated otherwise, all prices are exclusive of applicable federal, state, local, or other governmental taxes. The Merchant is responsible for paying all applicable taxes arising from purchases of Piply's products or Services, excluding taxes imposed upon Piply's income. Where required by law, Piply may collect and remit applicable taxes on behalf of the appropriate taxing authority.

23. Chargebacks, Refunds, and Reversals
The Merchant acknowledges that payment transactions may be subject to chargebacks, disputes, refunds, reversals, retrieval requests, adjustments, or other payment network procedures. The Merchant remains financially responsible for all chargebacks, refunds, reversals, associated fees, and related losses arising from transactions submitted through its account, regardless of whether the Merchant disputes the underlying claim. Piply may assist the Merchant in responding to disputes where reasonably appropriate; however, Piply does not guarantee the outcome of any dispute or chargeback proceeding. Refunds issued by the Merchant to its customers remain the Merchant's responsibility unless otherwise required by applicable law or expressly agreed in writing.

24. Holds, Reserves, and Setoff
To comply with applicable law, payment network requirements, underwriting standards, or Third-Party Provider requirements, transaction proceeds or account balances may be delayed, withheld, reserved, adjusted, or offset.
Such actions may occur for reasons including, but not limited to:
● Suspected fraud.
● Excessive chargebacks.
● Elevated financial risk.
● Regulatory requirements.
● Payment network rules.
● Ongoing investigations.
● Failure to satisfy underwriting or compliance requirements.
The Merchant acknowledges that certain reserve or funding decisions may be made directly by applicable Third-Party Providers or financial institutions and may not be controlled by Piply. Where permitted by applicable law, Piply may offset amounts owed by the Merchant against amounts otherwise payable to the Merchant.

25. Billing Errors and Corrections
The Merchant agrees to promptly review invoices, billing statements, settlement reports, and other account records. Any billing questions or suspected errors should be reported to Piply within a commercially reasonable period after discovery. Piply reserves the right to correct clerical, computational, pricing, invoicing, settlement, or administrative errors.
Correction of an error shall not constitute a breach of this Agreement. Nothing in this Section limits either party's rights or obligations under applicable law.

26. Suspension of Services
Piply may suspend, restrict, or temporarily limit some or all Services immediately, with or without prior notice where reasonably necessary, if:
● The Merchant breaches this Agreement or any incorporated policy.
● Required fees remain unpaid.
● Piply reasonably suspects fraud, unauthorized activity, or illegal conduct.
● Continued service may expose Piply, the Merchant, a Third-Party Provider, or others to financial, legal, operational, or security risk.
● A Third-Party Provider, payment network, financial institution, or governmental authority requires or directs such action.
● The Merchant fails to provide information or documentation reasonably requested for compliance, verification, or risk management purposes.
● Suspension is otherwise necessary to protect the integrity, security, or operation of the Services.
Where practical and permitted by applicable law, Piply will make commercially reasonable efforts to notify the Merchant of the suspension and the reason for such action. Suspension does not waive Piply's right to pursue any other remedy available under this Agreement or applicable law.

27. Term and Termination
This Agreement becomes effective upon the Merchant's acceptance and remains in effect until terminated in accordance with these Terms.
Either party may terminate this Agreement at any time by providing reasonable notice to the other party, unless a separate written agreement specifies a different term or termination procedure.                                                                                                  Piply may terminate this Agreement immediately if:
● The Merchant materially breaches this Agreement.
● Required payments remain unpaid after reasonable opportunity to cure, where applicable.
● The Merchant engages in fraudulent, deceptive, or unlawful conduct.
● Continued service would violate applicable law, payment network requirements, or Third-Party Provider obligations.
● A Third-Party Provider permanently withdraws or terminates services necessary to support the Merchant.
● The Merchant becomes ineligible for Services due to underwriting, regulatory, or compliance requirements.
Termination of one Service does not automatically terminate all other products or services unless expressly stated by Piply or otherwise required by the circumstances.
If the Merchant has entered into a separate written agreement containing a minimum service term, early termination provisions, or other contractual commitments, those provisions shall continue to govern the applicable Services notwithstanding the termination rights described in this Section.

28. Effect of Termination
Upon termination of this Agreement or any individual Service:
● The Merchant's right to access and use the terminated Services immediately ceases.
● Outstanding invoices, fees, and other payment obligations become immediately due unless otherwise agreed in writing.
● Any unpaid balances, chargebacks, reversals, or other financial obligations remain the
responsibility of the Merchant.
● Piply may deactivate accounts, revoke credentials, disable software access, or discontinue support for the terminated Services.
● Hardware previously purchased by the Merchant remains subject to the applicable Hardware Terms and any remaining manufacturer warranty.
● Termination does not affect rights or obligations that accrued before the effective date of termination. Termination does not relieve either party of obligations that, by their nature, are intended to survive termination.

29. Survival
The following provisions survive the termination or expiration of this Agreement to the extent necessary
to give them continuing effect:
● Fees and Payment Obligations
● Taxes
● Chargebacks, Refunds, and Reversals
● Holds, Reserves, and Setoff
● Confidentiality
● Intellectual Property
● Data and Privacy obligations that reasonably survive termination
● Disclaimers
● Limitation of Liability
● Indemnification
● Governing Law
● Dispute Resolution
● Any other provision that, by its nature, is intended to survive termination.

30. Intellectual Property
All trademarks, service marks, trade names, logos, branding, software, documentation, website content, designs, graphics, text, images, marketing materials, and other intellectual property owned or licensed by Piply remain the exclusive property of Piply or its respective licensors. Nothing in this Agreement transfers ownership of any intellectual property to the Merchant. Subject to this Agreement, Piply grants the Merchant a limited, non-exclusive, non-transferable, revocable license to use Piply's products and Services solely for the Merchant's internal business purposes during the term of this Agreement.
The Merchant shall not:
● Copy, reproduce, distribute, or modify Piply's intellectual property except as expressly permitted.
● Reverse engineer, decompile, disassemble, or attempt to derive source code from Piply software except where prohibited by applicable law.
● Remove or alter proprietary notices, trademarks, or copyright notices.
● Use Piply's branding in a manner that suggests sponsorship, endorsement, or affiliation beyond the scope of this Agreement.

31. Confidentiality
Each party may receive confidential or proprietary information from the other during the course of the business relationship.
Each party agrees to:
● Protect confidential information using reasonable care.
● Use confidential information only for purposes related to this Agreement.
● Not disclose confidential information to third parties except as required to perform Services, comply with applicable law, or with the disclosing party's consent. 

Confidential information does not include information that:
● Is publicly available through no fault of the receiving party.
● Was lawfully known prior to disclosure.
● Is independently developed without reference to the confidential information.
● Is lawfully obtained from another source without confidentiality obligations.
If disclosure is required by law, the receiving party shall, where legally permitted, provide reasonable notice to the disclosing party before making such disclosure.

32. Customer Data
The Merchant retains ownership of its business records, customer information, and other data provided to Piply. The Merchant grants Piply a limited right to access, process, transmit, store, and use such information
solely as reasonably necessary to:
● Provide the Services.
● Maintain and improve the Services.
● Comply with legal or regulatory obligations.
● Prevent fraud, misuse, or security incidents.
● Enforce this Agreement.
Collection, use, storage, and disclosure of personal information are governed by Piply's Privacy Policy. The Merchant represents that it has all necessary rights, permissions, and legal authority to provide information submitted to Piply.

33. Feedback
The Merchant may voluntarily provide suggestions, ideas, comments, recommendations, or other feedback regarding Piply's products or Services. Unless otherwise agreed in writing, the Merchant grants Piply a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, modify, implement, publish, distribute, and otherwise exploit such feedback without compensation or attribution. Nothing in this Section obligates Piply to use any feedback provided.

34. Disclaimers
Except as expressly stated in this Agreement or required by applicable law, Piply provides its products and Services on an "AS IS" and "AS AVAILABLE" basis.
To the fullest extent permitted by law, Piply disclaims all warranties, representations, and conditions, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, uninterrupted operation, accuracy, or availability.
Piply does not warrant that:
● The Services will operate without interruption or error.
● The Services will meet every business requirement or expectation.
● Third-Party Providers will perform without interruption or error.
● Hardware manufacturers will continue producing or supporting specific products.
● Software features will remain permanently available.
Nothing in this Section limits warranties that cannot legally be disclaimed under applicable law.

35. Limitation of Liability
To the fullest extent permitted by applicable law, Piply, its affiliates, officers, directors, employees, contractors, licensors, suppliers, and agents shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to this Agreement or the use of the Services.
This limitation includes, but is not limited to:
● Lost profits.
● Lost revenue.
● Lost business opportunities.
● Loss of goodwill.
● Loss or corruption of data.
● Business interruption.
● Replacement costs.
● Downtime.
● Security incidents caused by third parties.
● Acts or omissions of Third-Party Providers.
To the fullest extent permitted by law, Piply's total aggregate liability arising out of or relating to this Agreement shall not exceed the total amount of fees actually paid by the Merchant directly to Piply during the twelve (12) months immediately preceding the event giving rise to the claim. Nothing in this Agreement limits liability where such limitation is prohibited by applicable law.

36. Indemnification
The Merchant agrees to defend, indemnify, and hold harmless Piply, its affiliates, officers, directors, employees, contractors, licensors, suppliers, and agents from and against any claims, demands, actions, damages, losses, liabilities, judgments, penalties, fines, costs, and expenses, including reasonable
attorneys' fees, arising out of or relating to:
● The Merchant's breach of this Agreement.
● The Merchant's violation of applicable law.
● The Merchant's violation of payment network or Third-Party Provider requirements.
● Fraudulent, negligent, or unlawful conduct by the Merchant.
● Products or services sold by the Merchant.
● Transactions submitted through the Merchant's account.
● The Merchant's infringement or alleged infringement of any intellectual property or other legal rights of a third party.
● The Merchant's misuse of the Services.
Piply reserves the right to assume the exclusive defense of any matter subject to indemnification, at the Merchant's expense where permitted by law. The Merchant agrees to cooperate with Piply in the defense of any such claim.

37. Force Majeure
Neither party shall be liable for any delay or failure to perform obligations under this Agreement to the extent caused by circumstances beyond that party's reasonable control. Such circumstances may include, but are not limited to:
● Natural disasters.
● Severe weather.
● Fire.
● Flood.
● Earthquake.
● Pandemic or epidemic.
● War.
● Terrorism.
● Civil unrest.
● Labor disputes.
● Utility failures.
● Internet or telecommunications outages.
● Cyberattacks by third parties.
● Government actions.
● Payment network interruptions.
● Banking system failures.
● Failures or interruptions of Third-Party Providers.
The affected party shall use commercially reasonable efforts to resume performance as soon as practicable after the force majeure event has ended. Force majeure does not excuse payment obligations that became due before the event occurred unless otherwise required by applicable law.

38. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the State of Texas without regard to its conflict of law principles. The parties agree that applicable federal law shall govern where required.

39. Dispute Resolution
The parties agree to make commercially reasonable efforts to resolve any dispute arising under this Agreement through good-faith discussions before initiating formal legal proceedings. If a dispute cannot be resolved informally, either party may pursue any remedy available under applicable law. Unless otherwise required by applicable law or agreed in writing, any legal action arising from or relating to this Agreement shall be brought exclusively in the state or federal courts located in the State of Texas, and each party consents to the personal jurisdiction and venue of such courts. Nothing in this Agreement prevents either party from seeking temporary, preliminary, or permanent injunctive or equitable relief where appropriate.

40. Notices
Any notice required or permitted under this Agreement shall be provided by commercially reasonable
means, including:
● Email.
● Certified or registered mail.
● Overnight courier.
● Personal delivery.
● Any other method reasonably calculated to provide notice.
The Merchant is responsible for maintaining current contact information with Piply.
Electronic notices sent to the Merchant's most recently provided email address shall be deemed delivered when transmitted, unless otherwise required by applicable law.

41. Assignment
The Merchant may not assign, transfer, delegate, or otherwise transfer any rights or obligations under this Agreement without Piply's prior written consent.
Piply may assign or transfer this Agreement, in whole or in part, in connection with:
● A merger.
● Acquisition.
● Sale of assets.
● Corporate restructuring.
● Financing transaction.
● Successor business operation.
This Agreement shall be binding upon and inure to the benefit of the parties and their respective permitted successors and assigns.

42. Amendments
Piply may modify these Terms from time to time to reflect changes in applicable law, regulatory requirements, business operations, products, Services, or industry practices.
Material changes will become effective upon reasonable notice to the Merchant, unless a different effective date is required by applicable law. Continued use of the Services after the effective date of updated Terms constitutes acceptance of the revised Agreement, except where applicable law requires a different method of acceptance.

43. Waiver
Failure by either party to enforce any provision of this Agreement shall not constitute a waiver of that provision or of the right to enforce that provision at a later time.
Any waiver of rights under this Agreement must be in writing and signed by the party granting the waiver. A waiver of one breach shall not constitute a waiver of any other breach.

44. Severability
If any provision of this Agreement is determined to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified only to the extent necessary to make it enforceable while preserving its original intent whenever reasonably possible.

45. Entire Agreement
This Agreement, together with all documents incorporated by reference, accepted Quotes, Statements of Work, Merchant Pricing Profiles, Order Forms, and any written amendments executed by the parties, constitutes the entire agreement between Piply and the Merchant regarding the subject matter addressed herein.
This Agreement supersedes all prior or contemporaneous oral or written discussions, proposals, understandings, representations, or agreements relating to the same subject matter, except where expressly preserved in writing.

46. Electronic Communications and Signatures
The Merchant agrees that Piply may provide agreements, disclosures, notices, invoices, receipts, billing information, policy updates, and other communications electronically where permitted by applicable law. The Merchant consents to receive such communications through email, online portals, electronic invoices, website postings, or other electronic methods designated by Piply. Electronic records, acknowledgments, click-through agreements, and electronic signatures shall have the same legal force and effect as handwritten signatures to the fullest extent permitted by applicable law.

47. Contact Information
Questions regarding this Agreement may be directed to:
Piply LLC
Email: support@getpiply.com
Website: https://getpiply.com
Additional contact information may be updated from time to time on Piply's website.